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Wen can I start a Pension after going Bankrupt?

I went Bankrupt at the begining of May. At the end of June I gave up smoking and would like to put this small amount of extra money to use. The bank keeps advising me I should be thinking of starting a pension, which I know they are right about.
If i do start a pension so soon after a bankruptcy can one of the companies I owned money to, say they are entitled to this extra money even tho, as I say it is a very small amount compared to what I went bankrupt for.
Can someone pls advise.
Thanks

Has your bankruptcy been discharged?? What did you file??? Chapter 7 or 13?? If you filed a 7 and it's discharged, no old creditors can take anything from you…once you retained the attorney, filed and got a case#, they are stopped dead in their tracks.