I make more than the median income for my state. How difficult is it to pass the means test to be eligible to file for Chapter 7 Bankruptcy?
You need to contact a bankruptcy lawyer in your area. They are the only ones who could answer your question. It is my understanding that it depends on your level of debt, income and assets. I believe their main concern is whether you could pay your debts over time with your current income. I would avoid bankruptcy if at all possible. Before going in that direction you may consult a credit counseling service such as Consumer Credit Counseling. I believe they have offices in most cities across the country. They might just be able to help you work something out to pay your debts without having the stigma of bankruptcy.
