Why would a credit card company send me a credit card with a $500 limit when they can see on my credit report that I filed and received a discharge for a chapter 7 bankruptcy?
Listen to the first poster. They did this to my parents too, right after they filed bankruptcy they started sending them credit offers. They accepted them and got themselves right back into debt. Don’t do it! Cut it up! It’ll have terrible interest on it and may even include a yearly fee…some of those subprime credit cards can charge up to $150 per year just to have them. Save your money, don’t get into debt you can’t handle!
You know, my parents were stupid in the first instance to get themselves into that mess of debt, but who was stupid in the second instance, them or the credit card companies who sent them more credit right after they filed bankruptcy?!
