I have consitently paid on my chapter 13 to the courts for about 1-year now. However, I am still behind on some properties I own and need to refinance everything I ahve. Any ideas? No the bankruptcy ahs not been discharged. ASny private investors out there who will take a chance on a guy who wants to turn it around and wants to start over?
If you have made payments on time to the trustee for the past 12 months, and the mortgages are included in the BK, you might be a candidate. Its up to your trustee on the time frame. FHA will allow CH. 13 Buyouts if there is enough equity in the property and you can prove your income. They are not credit score driven. If your mortgages are outside of the BK and you are behind, you are looking at a Hard Money Loan. They are mainly Equity Driven. For more info visit www.530lending.com
