I want to refinance my two year fixed mortgage. I’m in a Chapter 13 bankruptcy. Any good companies for this?
I have been with the same mortgage company for almost four years. I started with an adjustable mortgage. After two years the rates and payments shot up. I modified with them to a two year fixed. This expires in August. Last November, I filed a chapter 13 bankruptcy, which includes the mortgage. My attorney says to either work on another modification with the company I have, or to seek out a refinance somewhere else. Has anyone out there been in similar situations? What did you do? Any recommendations on a good company to go with?
I would love to help you! However…your approval will boil down to what your home is worth & the size of loan amt. you need to pay off your mortgage & your BK. So if those all check out to be 85% loan to value & you have a fico of 580 & higher…your loan is a slam dunk!
This entry was posted on Saturday, November 21st, 2009 at 10:29 pm and is filed under chapter 13 bankruptcy. Follow the comments through the RSS 2.0 feed. You can post a comment, or leave a trackback.
My sister refinanced with Countrywide after filing bankruptcy. That was a few years ago so I don’t know how they are now but you might call and talk to them.
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November 22nd, 2009 at 3:42 am
I would love to help you! However…your approval will boil down to what your home is worth & the size of loan amt. you need to pay off your mortgage & your BK. So if those all check out to be 85% loan to value & you have a fico of 580 & higher…your loan is a slam dunk!
References :
Mortgage Specialist
November 22nd, 2009 at 4:08 am
Hi,
I used "Credit Solution" to settle my debt and recover from bankruptcy.They managed to reduce my debt up to 58%.It’s legitimate. I came across this company on NBC News Special Edition.Check it out here:
http://click.linksynergy.decenturl.com/credit-solutions-credit-consolidatio
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November 22nd, 2009 at 4:17 am