I would like to keep 2 of my credit cards but don't know if they allow this under the chapter 13 laws. I know that when filing on your credit cards they close after you paid them off and I would at least like my Sams credit card and Providian to stay opened during this process and continue paying on these two normally. I am not sure if they will allow this. Any adivce?
I don't think you can do that. When you file for bankruptcy, they take ALL debts under your SSN no matter if they are joint accounts. This happened to me when my sister declared bankruptcy. Her and I were joint account holders on a credit card, and when she filed for bankruptcy, even though I was the primary account holder, the account was still closed because she was a joint card holder and it was under her SSN too. So I seriously doubt that you can keep any accounts open after filing for bankruptcy.
