I have enough equity in my house to refinance and pay my chapter 13 bankruptcy but is there anyone out there willing to give me a loan. I have been paying on my bankruptcy for three years and am ready to start rebuilding my credit.
The program has not been passed but is being debated. It would allow your bankruptcy judge to "cram down" your home mortgage from $200,000 to $100,000 with no penalty to you. The payments would drop in half..
