Helping you make smart bankruptcy decisions

What options are available to someone lacking funds to hire an attorney to file for bankruptcy protection?


The entire bankruptcy process has been set up so you can do it without an attorney. The idea is that you have no money (and attorneys want to get paid) but you want a fresh start. Go in person to the courthouse. The Clerk of the Court will help you.
At the first bankruptcy hearing, the attorney asks you to "State your name for the court.". Then he says "No more questions, your honor". Then the judge asks if the creditors in attendance have any questions (they never do). Then you leave. It took less than 2 minutes..